XE88 Table Games Guide: Baccarat, Roulette & Blackjack Basics
Published: 3 November 2026 · Reviewed by the M-Kiss918 editorial team
Quick answer: XE88's table games include baccarat, roulette and blackjack-style games. Baccarat's banker bet has one of the lowest house edges (about 1.06%), single-zero roulette even-money bets sit around 2.7%, and blackjack can be lower still with basic strategy. For small budgets, stick to simple even-money bets, use flat bet sizes and avoid high-payout side bets with large house edges.
Slots dominate XE88's lobby, but its small selection of table games deserves attention – especially from players with modest budgets. Table games have clear rules, fast rounds and, on the right bets, lower house edges than most slots. This guide covers the essentials for each game.
Table Games at a Glance
| Game | Best bet | Approx. house edge | Round speed |
|---|---|---|---|
| Baccarat | Banker | 1.06% | Very fast |
| Baccarat | Player | 1.24% | Very fast |
| Roulette (single zero) | Red/black, odd/even | 2.7% | Fast |
| Blackjack (basic strategy) | Main hand | Around 0.5–2% depending on rules | Moderate |
| Baccarat Tie | — (avoid) | Around 14% | Very fast |
House edges assume standard rules; exact figures depend on each game's settings, which XE88 doesn't publish.
Baccarat
How it works: you bet on Banker, Player or Tie. Two or three cards are dealt to each side, and the hand closest to 9 wins. You make no decisions after betting.
Smart play:
- Banker has the lowest house edge, even after the usual 5% commission.
- Player is a close second.
- Avoid Tie and side bets – their edges are much higher.
- Ignore "road" patterns; past results don't predict future hands.
Roulette
How it works: pick numbers, colours or groups; a ball lands on one of 37 pockets (single-zero).
| Bet | Payout | Chance to win |
|---|---|---|
| Single number | 35:1 | 2.7% |
| Dozen / column | 2:1 | 32.4% |
| Red / black | 1:1 | 48.6% |
All standard bets on single-zero roulette have the same house edge; even-money bets simply give steadier results – useful for small budgets.
Blackjack
How it works: beat the dealer by getting closer to 21 without going over. Unlike baccarat and roulette, your choices matter. All three table games are in the latest XE88 Malaysia APK.
Basic strategy essentials:
- Always stand on hard 17 or more.
- Hit on 11 or less.
- Double on 11 against most dealer cards.
- Always split aces and 8s.
- Never take insurance.
Following basic strategy lowers the house edge noticeably compared with guessing.
Bet Sizing for Small Budgets
| Balance | Flat bet suggestion |
|---|---|
| RM20 | RM0.50–RM1 |
| RM50 | RM1–RM2 |
| RM100 | RM2–RM3 |
Avoid progression systems like Martingale (doubling after each loss). With small balances and table limits, a short losing streak can wipe out the whole budget.
Table Games vs Slots on XE88
| Factor | Table games | Slots |
|---|---|---|
| House edge (best bets) | Lower | Usually higher |
| Big win potential | Limited | Higher with bonuses |
| Decisions | Some (blackjack) | None |
| Session feel | Steady | Swingy |
Table games suit players who want a balance to last; slots suit players chasing bonus-round excitement. Many players mix both – see the best XE88 games guide and the XE88 RTP and volatility guide. If you also play 918Kiss, our 918Kiss baccarat guide goes deeper into baccarat specifically.
Blackjack Basic Strategy, Simplified
Full basic strategy charts can look intimidating. This simplified version captures most of the benefit for typical XE88 blackjack games.
| Your hand | Dealer shows 2–6 | Dealer shows 7–Ace |
|---|---|---|
| Hard 8 or less | Hit | Hit |
| Hard 9 | Double on 3–6, otherwise hit | Hit |
| Hard 10–11 | Double | Double 11 against 7–10; double 10 against 7–9; hit against an Ace |
| Hard 12 | Stand on 4–6, hit on 2–3 | Hit |
| Hard 13–16 | Stand | Hit |
| Hard 17 or more | Stand | Stand |
| Soft 13–17 (Ace plus small card) | Double on 5–6, otherwise hit | Hit |
| Soft 18 | Stand (double on 3–6 if allowed) | Hit on 9–Ace, stand on 7–8 |
| Pair of Aces or 8s | Split | Split |
| Pair of 10s | Stand | Stand |
Rules vary between games, so consult the in-game rules screen. Following even this simplified chart is far better than playing by instinct.
Baccarat Session Example
A calm RM30 baccarat session might look like this:
| Step | Action |
|---|---|
| 1 | Set a flat bet of RM1 on Banker |
| 2 | Play up to 30 rounds |
| 3 | Stop if balance falls to RM20 or rises to RM40 |
| 4 | Withdraw anything above RM30 if the minimum allows |
Flat betting keeps results steady and avoids the rapid losses that progression systems can cause.
Why Progression Systems Fail
The Martingale system doubles your bet after every loss, aiming to recover with one win. With a small balance it breaks quickly:
| Round | Bet | Total lost if all rounds lose |
|---|---|---|
| 1 | RM1 | RM1 |
| 2 | RM2 | RM3 |
| 3 | RM4 | RM7 |
| 4 | RM8 | RM15 |
| 5 | RM16 | RM31 |
Five losses in a row – which happens more often than most people expect – would wipe out a RM30 balance. The house edge doesn't change no matter how you size bets.
Roulette for Small Budgets
Even-money bets (red/black, odd/even, high/low) offer the steadiest roulette experience. Placing several small bets across different areas each spin raises your total stake without improving the odds. One modest even-money bet per spin is usually the best fit for XE88's small-budget players.
Combining Tables and Slots
Some players start with a short baccarat session to settle in, then move to low-volatility slots. Keep separate mini-budgets for each and avoid moving money between them after losses. For slot choices, see the best XE88 games, and for variance explained, the XE88 RTP and volatility guide.
Table Game Rules Screens: What to Check
Every XE88 table game has a rules or help screen. Spend a minute reading it before playing:
| Game | Rule to check | Why it matters |
|---|---|---|
| Baccarat | Banker commission (usually 5%) or "no commission" variant | Affects Banker payouts |
| Baccarat | Side bets available | Avoid high-edge extras |
| Roulette | Single zero or double zero | Double zero nearly doubles the house edge |
| Blackjack | Blackjack payout (3:2 or 6:5) | 6:5 is much worse for players |
| Blackjack | Dealer stands or hits on soft 17 | Standing is better for players |
| All games | Minimum and maximum bets | Must suit your budget |
If a game's rules are unfavourable – such as 6:5 blackjack or double-zero roulette – look for a better variant or switch to baccarat's main bets.
Session Length on Table Games
Table games are fast. At one baccarat round every 20–30 seconds, a RM1 flat bet wagers RM120–RM180 per hour. Even with a low house edge, that adds up. Taking short pauses between rounds and setting a round limit – for example 40 rounds – keeps sessions controlled.
Which Table Game Should a Beginner Try First?
Baccarat is the easiest starting point: you choose Banker or Player, and the game handles the rest. Once comfortable, roulette's even-money bets are a natural next step. Blackjack comes last because decisions matter – but it rewards players willing to learn basic strategy.
| Order | Game | Learning time |
|---|---|---|
| 1 | Baccarat | A few minutes |
| 2 | Roulette (even-money bets) | A few minutes |
| 3 | Blackjack | An evening of practice on a test ID |
Practise blackjack decisions on a free test ID before playing for real. Keep the simplified chart above open on another screen or printed out while you learn.
Mistakes Table Players Make on XE88
- Betting the Tie in baccarat because of its large payout.
- Spreading many small roulette bets across the board each spin.
- Taking insurance in blackjack.
- Raising stakes after losses to "get back to even".
- Playing too many fast rounds without breaks.
Avoiding these five mistakes does more for your results than any betting system.
Table Games Summary
| Game | Best bet | Avoid |
|---|---|---|
| Baccarat | Banker or Player | Tie, side bets |
| Roulette | Single-zero even-money | Double-zero, many scattered bets |
| Blackjack | Basic strategy on 3:2 tables | Insurance, 6:5 tables |
Flat stakes, round limits and short breaks keep table sessions calm and affordable.
Practising Table Games for Free
A test ID is ideal for learning table games. Spend 15 minutes on baccarat to get used to the pace, 10 minutes on roulette trying only even-money bets, and an evening on blackjack with the simplified chart beside you. By the time you play with real money, the decisions will feel natural rather than stressful.
Final Tip
Print or screenshot the blackjack chart and keep it beside you while playing. Following it consistently is the single best improvement most XE88 table players can make.
Flat stakes, good rules and short breaks: the formula for enjoyable XE88 table sessions.
Learn one game well before moving to the next.
XE88 Table Games FAQ
Does XE88 have baccarat?
Yes. XE88 includes baccarat alongside roulette and blackjack-style games.
What is the best bet in XE88 baccarat?
The Banker bet has the lowest house edge, at about 1.06% under standard rules.
Is roulette or baccarat better for a small budget?
Both work. Baccarat's Banker bet has a slightly lower house edge, while roulette's even-money bets offer similar steady results.
Does the Martingale system work on XE88?
No. Doubling after losses doesn't change the house edge and can quickly exhaust a small balance or hit table limits.
Do XE88 table games count towards bonus turnover?
Often they are excluded or count at a reduced rate. Check with your agent before playing with a bonus.